Government-approved property valuation
Why the appraisal — not the price tag — decides if you qualify.
Eligibility is based on an independent, government-approved valuation report — not the price you negotiate. The appraisal must confirm the property is worth at least US$400,000. If the valuation falls short, the property does not qualify, even if you paid more.
What is the valuation and who does it?
A licensed, government-authorised valuer prepares an appraisal report used by the authorities to confirm the property meets the threshold. This protects the programme against inflated prices and protects you against overpaying for a property that will not qualify.
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What should you be careful about?
- A high asking price does not guarantee a high valuation.
- If the valuation is below US$400,000, the property is not eligible.
- You can combine properties so the total valuation meets the threshold.
- Always obtain the valuation before committing funds.
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Common questions
The government-approved valuation, not the listing or purchase price. The appraisal must confirm at least US$400,000.
The property will not qualify on its own. You can choose another property or combine properties to reach the threshold.
Last reviewed: May 2026
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